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FIRE DAMAGE
INSURANCE CLAIM ADJUSTER SERVICES

Help With Your South Florida Fire Damage Insurance Claim

Whether it is a residential or commercial property, any structure can fall victim to fire. It only takes a small spark to set ablaze a massive building. Being in South Florida, our infrastructure is especially prone to lightning strikes and extreme heat. Older buildings are especially at risk of electrical accidents.

Fires are oftentimes devastating events that can cause severe damage, from complete destruction to smoke damage. This is why it is important to make sure you are covered.

It is never too early to connect with a Public Adjuster. In many instances of fire damage, there are several different parties that get involved. This should include our team at Stellar Public Adjusting, as we carry years of experience in helping people file a fire damage insurance claim.

Stellar makes filing a fire damage insurance claim and getting repair services easy.

South Florida Fire Damage Public Insurance Adjusters

Stellar Public Adjusting services Miami and greater areas throughout South Florida including Miami Dade, Broward, Palm Beach and beyond. Our team brings years of experience with expertise in fire damage insurance claims.

Your Fire Damage Insurance Claim Experts

Our top-notch public insurance adjusters are dedicated to making sure you receive the care you deserve after experiencing fire damage. Stellar’s value propositions include:

  • No fee if there is no recovery.

  • All claims processed in-house (we don’t do referrals!).

  • Seasoned, hand-picked experts in our office.

  • Free claim analysis.

Stellar Public Adjusting is comprised of a team of professionals ready to best serve your needs. Our team includes:

  • Attorneys

  • Contractors

  • Loss Consultants

  • Estimators

  • Real Estate Professionals

  • Appraisers

Additionally, our team has developed an extensive network of contacts that are brought in on a case-by-case basis to ensure that the most professional and comprehensive claim adjustment is performed for our clients.

FIRE DAMAGE DO’s AND DONT’s

  • Contact Stellar Public Adjusting Services.
  • Keep movement in your home or office to a minimum to help permanent damage to upholstery and carpets.
  • Clean hands before touching upholstery, walls or woodwork.
  • Open windows for ventilation.
  • Photograph the damage extensively. 
  • Change your HVAC filter. 
  • Turn on ceiling fixtures such as fans or overhead lights. Wet or damaged wiring can be a serious fire hazard.
  • Wash any walls, painted surfaces, furniture, or carpet. Contact a professional.
  • Clean electrical appliances close to fire, heat or water.
  • Eat any food that was exposed during the fire.
  • Use any household electronics until cleaned and checked.

Types of Fire Damage

One of the most common types of property damage in South Florida is fire damage. Fire damage can occur in both residential and commercial real estate. Your insurance company will classify the damage under two categories:

  • – Primary fire damage: Damage sustained as a direct result of the flames, including the building and contents of both homes and businesses.
  • – Secondary fire damage: Damage sustained due to smoke and other corrosive substances caused by the fire, usually inside the damaged building.

If your home has any of the above damages, Stellar Adjusting will assist you with making sure your case is being handled to meet your needs. We have years of experience serving South Florida, specializing in property damage.

What Happens When You Hire a Fire Damage Public Insurance Adjuster?

When you file a fire damage insurance claim, you request that an insurance company pays you a sum of money in accordance with the terms of your policy. This is integral to ensuring you are getting the most out of your coverage. 

A fire damage public insurance adjuster advocates for the policyholder in appraising and negotiating an insurance claim. They are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.

Once hired, Stellar Public Adjusting does the following:

  • – We have a direct line to a fire restoration company that travels to your home in order to quickly begin working on the property. 
  • – We will inspect the damage and take down all the details surrounding your property — both currently and previously. 
  • – We investigate your home’s past to get a full picture of the damage history. A public adjuster can open up insurance claims from years ago to explore if a homeowner received a fair and equitable recovery for the fire damage.
  • – Our team of skilled negotiators will meticulously go through all the evidence and document everything to make sure you get the most out of your settlement.
  • – A demand sum is then presented to the insurer for the assessed cost of damages.
  • – The cost is negotiated and a settlement is made. 

fire damage

Information Needed When Filing A Claim

Try to have as much of the following information as possible available when calling us to file a claim:

  • Policyholder information: Name of insured, address, phone number, e-mail and policy number.
  • Description of loss: Time and date of loss, location of incident, detailed description of damages.
  • Authority notification: Please note all authorities notified (fire dept., police, etc.).
  • Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

Need help filing your fire damage insurance claim or handling an existing one? Our team is here to help. Stellar Public Adjusting offers a free claim analysis and an online claim platform that gives you 24/7 access to the status of your claim.

Contact Stellar Public Adjusting today at 305-570-3519 and stay informed.

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What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

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Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

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Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

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Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

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Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

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Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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Vanessa R.
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