Professional Claim Representation

Challenge: Multiple storefronts suffered roof and interior damage; carrier said losses didn’t exceed $180,000 deductible.

Our Action: We documented wind-related uplift, tenant-area losses, and required code upgrades; escalated to appraisal.

Result: Settlement of $612,000 across impacted buildings.

Challenge: Break-in resulted in inventory loss; insurer paid $38,000 citing insufficient documentation.

Our Action: We reconstructed inventory using invoices, SKUs, and POS data to prove accurate losses.

Result: Claim settled for $142,980, covering all losses.

Challenge: Sprinkler failure damaged refrigeration units; insurer denied large portions citing “equipment age.”

Our Action:We performed mechanical failure analysis, proved sudden accidental discharge, and negotiated with carrier engineers.

Result: Settlement reached for $355,700, covering equipment replacement.

Challenge: Façade and window system damaged; insurer insisted losses were “cosmetic” and excluded repairs.

Our Action: We used engineering reports, moisture mapping, and impact testing to prove functional impairment.

Result: Claim settled for $928,500 across the complex.

Challenge: Roof and equipment damaged; insurer estimated only $112,000 and claimed pre-existing issues.

Our Action: We provided historical condition reports and engineering analysis proving storm-created damage.

Result: Claim settled for $1,334,900 for structural and equipment repairs.