Your Expert Partner In Handling Condo Insurance Claims For Owners In Florida.

As a condo owner, you want to protect your property and make sure you're covered in case of any damage or loss. However, the condo insurance claims process can be complex and confusing. With our expertise and experience, we'll guide you through the entire claims process and make sure condo owners get the most out of their insurance.

Our Services:

Damage assessment: Our experienced adjusters will inspect your condo, determine the extent of the damage, and help you understand your insurance coverage.

Claims filing: We'll handle all the paperwork, ensuring that your claim is filed accurately and on time.

Negotiation: We'll negotiate with your insurance company on your behalf, fighting for the maximum settlement possible.

Recovery: Our team will assist you in the recovery process, from finding a reputable contractor to overseeing the rebuilding or repairs.

Why choose Stellar Public Adjusters?

Expertise: Our adjusters are knowledgeable and experienced, with a focus on condos in Florida and a deep understanding of the state's insurance laws.

Results-oriented: Our goal is to get you the best possible outcome. We'll make sure you get the compensation you deserve.

Convenient: We handle everything, from start to finish, so you don't have to deal with the stress and hassle of the claims process.

Affordable: Our services are affordable, with no hidden fees. You pay only a small percentage of the settlement amount.

Don't let insurance companies take advantage of you. Contact us today, and let us handle your claim. We're here to help, and we won't stop until you get the compensation you deserve.

The Dos and Don'ts of Condo Insurance Claims:

1. Report the claim as soon as possible: Prompt reporting of the claim can help ensure a smoother claims process.
2. Document the damage: Take photos and videos of the damage to your condo, as well as any personal property that has been affected.
3. Keep receipts and records: Keep receipts of any expenses related to the damage, such as temporary housing, food, or transportation.
4. Read your policy: Make sure you understand your insurance policy and what it covers, so you can provide accurate information when filing your claim.
5. Work with a public adjuster: A public adjuster can help you navigate the claims process, negotiate with the insurance company, and maximize your settlement.

1. Delay reporting the claim: The longer you wait, the harder it may be to recover damages or evidence of the loss.
2. Discard damaged property: Don't dispose of any damaged property before the adjuster has a chance to inspect it.
3. Try to repair the damage yourself: Leave the repairs to the professionals, as they may affect the extent of your coverage or your ability to recover damages.
4. Sign any documents without reading: Read and understand any documents or agreements before signing, as they may affect your rights and the outcome of your claim.
5. Assume that the homeowner's association (HOA) insurance covers everything: Your condo insurance policy is separate from the HOA policy. Make sure you understand the extent of your coverage and the HOA's responsibilities.

INFORMATION NEEDED WHEN FILING A CLAIM

Try to have as much of the following information available when calling us to file a claim.

To start the claims process, we will need the following information:

Policyholder information: Name of insured, address, phone number, e-mail, and policy number.

Description of loss: Time and date of loss, location of the incident, and a detailed description of damages.

Authority notification: Please note all authorities notified (fire dept., police, etc.).

Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out our contact form below.

What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

Vanessa R.

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