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VANDALISM DAMAGE
INSURANCE CLAIMS ADJUSTER SERVICES

GET HELP - Vandalism Damage and Theft Insurance Claims

Property owners in either commercial or residential properties have a risk of theft and vandalism. There are many factors that can increase or decrease these risks - such as location of the property, type of business, economic levels of the community, time of the year. Regardless, vandalism or stolen property is not an enjoyable situation and can be very frustrating to handle. Pubic Adjusters in Miami work with owners to get a clear understanding of the scenario and make sure the vandalism damage claim is handled correctly.

Vandalism Claim Miami FL Greater Area

Miami, Stellar Adjusting, serves more than just the Metro-Miami or downtown Miami area. We've serviced Miami greater area since the 1980s. Over this period of our team has grown in resources to professionally handle vandalism insurance claims in areas like Hollywood, Hallandale Beach, Sunrise, Plantation, Palm Beach, Boca Raton, Coral Gables, Kendall, and as far as Homestead Florida. If you believe you've become the victim of a malice act that has damaged your home, assets in your home, car, and or business, call us today and we'll come out to accurately assess the damage and help you file an insurance claim to get the maximum amount. We'll even help coordinate the vendor to help you restore your home, car, and or assets back to top form!

Reasons To Choose Stellar Adjusting To Help Handle Your Vandalism Damage Claim

Where other firms look to maximize the number of claims passing through their office and settle on what they think is “good enough,” Stellar Public Adjusters analyzes each claim on a case-by-case basis to determine the proper strategy and approach for the claim. Our goal with every claim is to make sure that the Insurance Company complies with their obligations of the Insurance Policy and properly and completely indemnifies the Policy Holder for their loss. Here's why we are simply the best choice to hiring a public adjuster in Miami:

  • Team of Experts

  • We Pay Attention To Detail

  • We Are Not A Referral Firm

  • 24/7 Access To Claim Information

  • Property damage is our expertise

Vandalism

The intentional destruction of property is popularly referred to as vandalism. To define vandalism is to define behavior such as breaking windows, slashing tires, spray painting a wall with graffiti, and destroying a computer system through the use of a computer virus.

Vandalism is a malicious act and may reflect personal ill will, although the perpetrators need not know their victim to commit vandalism. The recklessness of the act imputes both intent and malice.

Because the destruction of public and private property poses a threat to society, modern statutes make vandalism a crime. The penalties upon conviction may be a fine, a jail sentence, an order to pay for repairs or replacement, or all three.

In addition, a person who commits vandalism may be sued in a civil tort action for damages so that the damaged property can be repaired or replaced.

Vandalism

The most common type of property vandalism can occur when tenants are evicted from a commercial or residential property. In the event the property owners enforce their rights to evict, these tenants have no regard or respect for the owner or property.

In some cases the tenants completely trash the premises, making holes in the walls, graffiti, smashing appliances and fixtures, and many other damaging things. There is coverage for this vandalism, a Public Adjusting team will make sure you have the appropriate coverage and then begin outlining the loss to proceed with an insurance claim.

Take photos of valuables, appliances, fixtures, computers, and other items. Remember to check with your insurance company regarding specific items and if a specific rider needs to be purchased to maintain coverage.

Vandalism

In law, the crime of taking the property or services of another without consent. Under most statutes, theft encompasses the crimes of larceny, robbery, and burglary. Larceny is the crime of taking and carrying away the goods of another with intent to steal. Grand larceny, or larceny of property of substantial value, is a felony, whereas petty larceny, or larceny of less valuable property, is a misdemeanor.

The same principle applies to grand theft and petty theft, which need not necessarily involve the “carrying away” of property and may include the theft of services.

Robbery is an aggravated form of larceny involving violence or the threat of violence directed against the victim in his presence. Burglary is defined as the breaking and entering of the premises of another with an intent to commit a felony within.

Hiring a professional who will approach the situation clearly to be able to successfully recovery what you deserve is essential when facing an insurance claim for theft and property vandalism.

Information Needed When Filing A Claim

Try to have as much of the following information as possible available when calling us to file a claim.

To start the claims process, we will need the following information:

Policyholder information: Name of insured, address, phone number, e-mail and policy number Description of loss: Time and date of loss, location of incident, detailed description of damages Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out our contact form below.

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What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

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Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

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Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

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Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

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Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

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Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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Vanessa R.
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