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BUSINESS INTERRUPTION
PUBLIC INSURANCE ADJUSTERS

Helping South Florida With Business Interruption Claims

Loss of business income is defined as a period of time when one’s normal flow of income is interrupted for any reason. Loss of business income can be detrimental to the business because during this time if a business does not have reserve funds, employees cannot get paid, bills will be neglected and the business can fall apart.In order to ensure that a business is covered in the case of such an emergency, business owners seek to file a loss of business income insurance claim.This is where Stellar Public Adjusting comes in to help!

Your South Florida Business Interruption Claims Adjusters

Stellar Public Adjusting serves Miami and surrounding areas in South Florida, including Ft. Lauderdale and Palm Beach. We manage business interruption insurance claims throughout Miami Dade County, Broward County, and Palm Beach County.Our experienced public insurance adjusters are dedicated to making sure you receive the care you deserve after experiencing loss of business income. Stellar’s value propositions include:

  • - Free claim analysis.

  • - No fee if there is no recovery.

  • - All claims processed in-house (we don’t do referrals!)

  • - Seasoned, hand-picked experts in our office.

Stellar Public Adjusting has been helping the South Florida area with business interruption claims for years. We have connections to a strong group of professionals:

  • - Attorneys

  • - Former insurance company adjusters

  • - Consultants

  • - Real estate professionals

Let's get your claim solved today!

What Is Business Interruption Insurance? 

Loss of business income can come as a result of many situations, including: 

  • – Natural disasters
  • – Flood
  • – Fire
  • – Repairs to the business location facility 
  • – Any other situation in which a business is temporarily out of operation. 

Loss of business income insurance is essential in order to ensure the policyholder’s losses are covered. Often, policyholders and insurance companies are in conflict over the length of time that the business interruption is covered for.

Most policies state that the business interruption period ends when the physical damage to the property is repaired and returned to normal operation as it was before the disaster. 

Realistically, it takes some time for a business to recuperate time lost and income that was not generated. For this reason, most policies include an “extended period of liability” so that the business owner has a longer period of time to return to normal working conditions. Though the length of time that these policies extend for can vary, the standard among policy issuers has become one year or less.

Business income loss is a serious issue that can happen when least expected. Each case varies depending on the business and circumstance. However, Stellar has a clear road map that is used to fully analyze the damage and to represent the business during their insurance claim for business income loss.

Income Loss

Information Needed When Filing A Claim

When filing business interruption claims, try to have as much of the following information as possible available:

  • Policyholder information: Name of insured, address, phone number, e-mail and policy number.
  • Description of loss: Time and date of loss, location of incident, detailed description of damages.
  • Authority notification: Please note all authorities notified (fire dept., police, etc.).
  • Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

Need help filing a new claim or handling an existing one? Our team of public adjusters, attorneys, contractors, mediators, and engineers are here to help. Stellar Public Adjusting offers a free claim analysis for new claims, ongoing claims, and even claims that were previously denied or underpaid within the last 5 years.

Call Stellar Public Adjusting today at 305-570-3519 or fill out the contact form below.

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What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

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Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

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Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

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Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

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Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

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Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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Vanessa R.
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