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LOSS OF BUSINESS INCOME
INSURANCE CLAIMS ADJUSTER SERVICES

GET HELP - Business Income Loss Insurance Claims

Loss of business income is considered a defined period of time when the normal flow of income is interrupted for any reason. Loss of business income can be detrimental to the business because during this time period, in a business does not have reserve funds, employees cannot get paid, bills will be neglected and the business can fall apart. In order to ensure that a business is covered in the case of such an emergency, it is important for business owners to seek out loss of business income insurance.

Business Income Less Insurance Claim Miami FL Greater Area

Miami, Stellar Adjusting, serves more than just the Metro-Miami or downtown Miami area. We've serviced Miami greater area since the 1980s. Over this period of our team has grown in resources to professionally handle business income loss insurance claims in areas like Hollywood, Hallandale Beach, Sunrise, Plantation, Palm Beach, Boca Raton, Coral Gables, Kendall, and as far as Homestead Florida.

Reasons To Choose Stellar Adjusting To Help Handle Your Business Loss of Income Insurance Claim

Stellar Public Adjusting Services is truly the premier Public Adjusting Firm providing unparalleled knowledge, experience and professionalism. The services that a Public Adjuster provides is so important to the public when residents and business owners are faced with damage. Remember the insurance companies have an insurance adjuster on their side and you should have one on your side. The time for contacting an adjuster is now, you don't want to wait until the damage occurs because you'll be scrambling for help and that's when mistakes happen. We are a professional firm looking to connect with you and give the help you need to fully recover from your damage. Here's why we are simply the best choice to hiring a public adjuster in Miami:

  • Team of Experts

  • We Pay Attention To Detail

  • We Are Not A Referral Firm

  • 24/7 Access To Claim Information

  • Property damage is our expertise

This can come as a result of many situations such as natural disasters, flood, fire, repairs being made to the building which houses the business, or any other situation in which a business is temporarily out of operation. Loss of business income insurance is essential in order to assure the policyholder that in such a case where their business is not operating normally, their loss of income is covered. Often, policyholders and insurance companies are in conflict over the length of time that the business interruption is covered for. Most policies state that the business interruption period ends when the physical damage to the property is repaired and returned to normal operation as it was before the disaster. Realistically, it takes some time for a business to recuperate time lost and income that was not generated. For this reason, most policies include an “extended period of liability” so that the business owner has a longer period of time to return to normal working conditions. Though the length of time that these policies extend for can vary, the standard among policy issuers has become one year or less.

Business income loss is a serious issue that can happen when least expected. The public adjuster in this situation of damage, works directly with the business to research and understand the full extent of the income loss. This can be unique for the various businesses; however, there is a clear road map that is used to fully analyze the damage and to represent the business during their insurance claim for business income loss.

Income Loss

Information Needed When Filing A Claim

Try to have as much of the following information as possible available when calling us to file a claim.

To start the claims process, we will need the following information:

Policyholder information: Name of insured, address, phone number, e-mail and policy number Description of loss: Time and date of loss, location of incident, detailed description of damages Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out our contact form below.

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What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

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Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

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Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

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Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

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Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

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Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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Vanessa R.
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