Written by admin on October 20, 2017 at 1:00 PM.
Purchasing a home is a massive decision that you need to be fully prepared for. Being a homeowner entails numerous amazing benefits including the making of countless memories but there are, however, many unexpected issues that arise that can be quite costly. It’s an unfortunate fact but a fact nonetheless. If your roof is leaking for example and you want to know whether or not your insurance will cover it, there are several steps you need to take.
For a better understanding of what your insurance policy covers and doesn’t cover we recommend you should read your policy extremely meticulously. When roof leaking occurs it’s crucial that you are entirely familiar with everything under the policy you signed.
It’s in your best interest to practice routine roofing maintenance to minimize any possible damage so you don’t have to worry about what is and what isn’t covered. Let’s discuss how to spot a roof leak so in case one happens, you’ll be able to detect it earlier than later saving you headaches and stress you don’t deserve.
Your first line of defense against water leaking into your home creating damage are the roof shingles. Things wear out over time. It’s a part of life. Every storm season you should check for broken/damaged shingles or tiles as this is an easy sign to detect early leaks. If you notice any wear-and-tear it’s probably time to replace them.
It’s important to remember that water can seep through the roof in one area and actually travel to another making it extremely difficult to find the exact point of origin. So search for any sports or dark colored circles on your roof or ceiling to better your chances of pin-pointing where to start.
Since mold lives and grows in moist and damp areas, checking and noticing mold in your attic will make it significantly easier to find any areas of weakness in your roof. You should also check for any problems with insulation as well.
DON’T IGNORE IT!
Even a minor leak can cause substantial damage over time. A leaking roof can create many Unexpected Dangers which means you need to attend to issue as soon as possible by taking the following steps:
I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.
The insurance company is not on your side and they are not a good neighbor.
Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.
David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.
Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.
Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.
HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!
Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.