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Help with mold damage insurance claims in Miami Dade and Broward county

A public adjuster or an insurance broker will explain to a policy holder the limitations when it comes to mold coverage in an insurance policy. Mold is a nasty fungus that can take over a property and thrive in the most unsuspecting locations in a home or commercial property. Mold can be visible or invisible to the eye. In addition to the damage mold can do to a property it also has damaging effects on a person’s respiratory system. With all the detrimental effects that mold can have and its limitations in insurance policies, it’s vital that the mold be linked to water damage. Stellar Adjusting can help you handle put together a mold damage insurance claim, let us call you. Above is a form where you can enter your phone number and we'll get right to you.

Mold Damage Adjuster For Insurance Claims Miami Florida Greater Area

Mold Damage Is a Complex Claim

Mold damage claims are complex, because of the mold exclusions or limitations that are found in most insurance policies. When our clients ask us for help settling a mold damage claim, our first priority is to investigate whether the mold damage can be linked to water damage for which a claim may be made under the insurance policy. If the mold took hold after a pipe burst or after water intrusion due to rain, then the mold damage claim may be tied to water damage, in which case we can make a strong argument that the mold exclusion should not apply.

Mold Damage Is Common In Miami
Mold is a common discovery in many Miami homes in Florida. Miami Dade and Broward County is a location in which moisture thrives and where moisture lives mold finds its place. Mold quickly develops when water enters a property, here’s a photo from the Wikipedia page regarding mold. You can see how quickly this takes over the property.

Stellar Adjusting Can Help With Mold Damage Insurance Claims

If you are unsure about whether you can get your home owners insurance to cover you as to make a decision to get help or a public adjuster to evaluate the damage; don't! Most home owners never got the representation they needed to fix the intense repair that comes with mold and as a result lowered the value of the home. Getting a public adjuster like Stellar Adjusting will make sure you get the right adjustment number and enforce your legal rights. Here's how we can help:

  • Team of Experts

  • We Pay Attention To Detail

  • We Are Not A Referral Firm

  • Property damage is our expertise



  • CONTACT Stellar Public Adjusting Services.
  • Locate a Mold Remediation Professional immediately.
  • Avoid the effected area.
  • Remove all persons with health problems out of the house.
  • Attempt to tackle the problem yourself.
  • Remove or move any content from the affected area.
  • Open any windows to let the airborne spores out. The fresh air will help the mild to spread.
  • Attempt to dry any moisture with a fan. It will only help to spread the mild faster.
  • Inhale spores. Mold spores can cause serious respiratory problems. Eat, drink or smoke near the affected area.

Mold Damage

Water damage doesn’t have the same policy limitations as mold, and water causes mold to develop and thrive. Therefore it’s very common that water damage is the claim and mold is the tangential damage caused by the water claim. This type of connection and understanding of the insurance limitations is a key reason to contact a public adjuster at Stellar Adjusting when discovering mold or water damage. The key to a successful recovery is in the details and paying attention causes and damages is also an art learned through experience for mold damage adjusters.

Mold is a common discovery in many Miami homes in Florida. Miami Dade and Broward County is a location in which moisture thrives and where moisture lives mold finds its place.

Mold Damage

Mold quickly develops when water enters a property, here’s a photo from the Wikipedia page regarding mold. You can see how quickly this takes over the property.

When you discover mold growing on your property quickly call a mold damage adjuster and the public insurance adjuster will guide you through the process to recovery. Also, a public adjuster can connect you with a mold remediation company that can help extract the mold, kill it, and treat the area so that the mold has a lesser chance to develop again.

Information Needed When Filing A Mold Insurance Claim

Try to have as much of the following information as possible available when calling us to file a claim.

To start the mold damage insurance claims process, we will need the following information:

  • Policyholder information: Name of insured, address, phone number, e-mail and policy number
  • Description of loss: Time and date of loss, location of incident, detailed description of damages
  • Authority notification: Please note all authorities notified (fire dept., police, etc.)
  • Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out our contact form below.

Simply fill out the form below to contact us!

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What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!


Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

Vanessa R.
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