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Flood damage tips in Miami

Written by admin on February 19, 2016 at 5:46 PM.

Flood Damage Tips in Miami

Whether you are faced with property damage due to a flood caused by inclement weather, a natural disaster, a leaking roof or a home water system malfunction, there are some best practices you’ll want to employ post-flood to ensure the safety of your property and family and to prepare you for the best possible outcome with your insurance company when you go to file a flood damage insurance claim.

Because, as a property or homeowner in South Florida, you should be aware that anytime flooding occurs in South Florida, it is usually on a large scale and will require a lot of recovery, maintenance and money to repair damages and restore losses. Additionally, Newsweek recently reported that in South Florida, “$69 billion worth of property is at risk of flooding in less than 15 years.”

If your community has been flooded and your property or home has suffered flood damage, it is your responsibility to secure your property after a flood to prevent any additional damage from occurring.

Here is what the experts at Stellar Public Adjusting Services recommends you do prior to make filing your insurance claim easier:

DO:

– EVACUATE when advised by authorities or if you are in a flood or flash flood prone area. Evacuation is the best action to protect yourself and your family.
– CONTACT Stellar Public Adjusting Services immediately.
– RETURN home only when authorities declare it to be safe.
– WATCH out for debris when traveling home and be aware of areas where floodwaters have receded. Floodwaters often erode roads and walkways.
– AVOID standing water as it may be electrically charged from downed power lines.
– PROTECT yourself and wear waterproof boots and rubber gloves to remove water-damaged possessions and to avoid contaminants.
– THOROUGHLY dry out the building’s interior for at least 30 minutes before re-entering.
– PHOTOGRAPH the damage because your adjuster will need evidence of the damage and damaged items.
– SEPARATE the damaged items from the undamaged items.
– EXAMINE the property’s exterior for any visible structural damage, such as warping, loosened or cracked foundation elements to make sure the building is not in danger of collapsing.
– KEEP watch for any animals that may have entered the building with the flood waters.
– ENSURE specific policy information, like company and policy number, is available.
– CREATE a list of damaged or lost items, including their age and value if possible.
– MITIGATE mold and remove wet contents immediately.
– RESTORE water-damaged books, heirlooms and photographs with tips from ready.gov

DO NOT:

– ATTEMPT to drive through areas that are still flooded.
– MAKE any contact with flood water, if at all possible.
– KEEP main power on.
– RETURN to the home until the authorities have instructed you to do so.
– EAT any food that has come in contact with flood water.

Property damage is our expertise! Anyone needing additional information, or if you are unsure if you need a public adjuster for your flood damage insurance claims in Miami, should call Stellar Public Adjusting Services at (305) 570-3519. Get a full understanding of your flood insurance coverage and the insurance claim filing process by contacting one of our expert public adjusters today!

What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

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Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

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Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

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Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

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Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!

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Patricia

Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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Vanessa R.
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