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Fourth of July Fire Damage from a Property Insurance Perspective

Written by admin on July 1, 2015 at 4:07 PM.

Fourth of July Fire Damage

U.S. Army photo by David McNally (Creative Commons)

Every year on the 4th of July thousands of fires rage across homes, businesses, and condo developments all over the United States causing millions of dollars in damage that lead to the filing of multitudinous insurance claims. This is statistically true, and has been since consumer fireworks were invented. That’s whyStellar Public Adjusting Services wants to inform you of how fire damage can affect your life, your money, and the choices that you make.

According to the National Fire Protection Association, “On Independence Day in a typical year, far more U.S. fires are reported than on any other day, and fireworks account for two out of five of those fires, more than any other cause of fires.”

As you can see, fire damage is a very real concern on this great holiday. When fire damage ravages home it is an almost totally debilitating blow. In just a matter of minutes, everything that you own or have worked for goes up in flames. Not only do you lose all of your personal or business related materials, but the structural damage is expensive to repair if it is even salvageable. As we all know, some fires raze buildings to the ground so that nothing is left.

When a fire occurs to a home or business on 4th of July, or any day of the year for that matter, it is extremely important to keep a cool head and take the proper steps to restore order in your life. Do you have insurance? Does your insurance cover fire damage? When you report the incident to your insurance company, keep in mind that they are a business and their main prerogative is not to help you, but to help their own bottom line. You do not have to accept their first offer. In fact, you probably shouldn’t accept any offer without first consulting an independent advisor such as a Florida Public Adjuster.

Here at Stellar Public Adjusting Services we specialize in fighting for your South Florida insurance claim to get you the maximum amount of money possible. We provide a free policy analysis, free consultation, and free post-fire property inspection. Our goal is to ensure that your insurance doesn’t rip you off. Every day around the world fire damage wreaks havoc on the lives and livelihoods of other good people just like you. We’re here to represent you in the negotiations between major corporations out to get richer, and you, your business, or even your condo association or property management company. In the case of fire’s destructive force, we’re here to serve and protect you.

So this 4th of July weekend as we stand in thanks for the independence of our country, and as we watch the rockets red glare and bombs bursting in air, just remember, fire damage is real, insurance companies often underpay for claims on it, andStellar Public Adjusting Services is a company you can trust to fight for your top dollar all over South Florida. Thanks!

What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!


Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

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