Start Your Free Virtual Claim Inspection. Learn More >

Call Us Today For A FREE Claim Analysis

(888) 987-8355

Start Your Free Virtual Claim Inspection. Learn More >

New Claim   or   Old Claim


Tips for Florida Hurricane Season

Written by admin on September 29, 2022 at 12:00 AM.

The time of heavy rain, hurricane force wind, and empty grocery store racks is back: hurricane season. If you’ve never experienced a Florida hurricane season before, it’s important to be aware of what you’ll need in order to be ready. If you’re asking yourself, ‘when is Florida hurricane season?’ For us that are concerned with the Atlantic hurricane season, it officially begins June 1 and ends November 30.

The National Hurricane Center adapted a newer version of Saffir-Simpson Hurricane Scale in 2010, known as the Saffir-Simpson Hurricane Wind Scale, in which only the peak winds are now used to categorize a hurricane.(Via

National Hurricane Center‘s seasonal outlook is predicting an above-average season with a likelihood of 14-20 named tropical storms (sustained winds of 39 mph or greater) in total and 6-10 hurricanes (hurricane-force winds of 74 mph or greater), which includes 3-5 major hurricanes (peak winds of 111 miles per hour or greater) this Atlantic hurricane season.

We At Stellar Adjusting know it only takes one major tropical storm or hurricane to leave behind extensive damage to your home or business. We want everyone to be as safe as they can while we watch for storms. So, even if this isn’t your first hurricane season in Florida, it’s never too late to learn some new tips to keep you secure and prepared.

Hurricanes in Florida usually mean lots of heavy rain and wind. As we saw with Hurricane Irma , that severe weather, heavy wind and rain left most residents without power for days and for some, with flood damage in their homes. Having a plan in place early can greatly eliminate much of the panic that sets in during a massive tropical storm or hurricane.


Keep Up-to-Date on Storms 

The National Weather Service is your friend. You’ll want to know ahead of time if your city is in the cone of uncertainty because that means you could be in line for a direct hit from a hurricane, tropical storm, or even a tropical depression. 

Stay up-to-date on storm strength, will it be a tropical depression, a tropical storm, or a major hurricane when it makes landfall? You’ll always want to be aware of hurricane intensity when formulating an action plan as they are all very different beasts.

During tropical depressions, you will deal with less wind and heavy rains. Tropical storm conditions bring strong winds and heavier rain, where as a hurricane is the worst case scenario with hurricane-force winds above 75 miles per hour and very heavy rain. In the event of a major hurricane, you’ll be up against extreme weather, and will want to listen closely for instructions from the government and experts. 

Once you’ve been put under a tropical storm watch or tropical storm warning, you’ll want to spring into action to be on the safe side should it be upgraded to a hurricane warning before it hits Florida.  

Stock Up on Emergency Supplies

You should be well-prepared before the outer bands of the storm even get here. Have a very extensive stockpile ready that not only includes the basics like non perishable food, water, and a first aid kit, but real disaster supplies.

Your kit should include a battery-powered or hand crank radio, flashlights, extra batteries, a whistle, dust masks, tape, moist towelettes, garbage bags, a wrench, a manual can opener, local maps, a backup battery for your phone, prescription and over the counter medication, supplies for babies and pets, and property documents like insurance policies kept in a dry place. Remember to have enough food and supplies to last your whole family at least a week.

Locate Your Nearest Shelter

During an evacuation, not knowing the location of your nearest safety shelter can be life changing. Check‘s information for shelters in your area, and memorize your evacuation route.

Create an Extensive Family Communication Plan

The United States Department of Homeland Security prepared a great checklist for making a communication plan that works for your family, in case you’re separated. Things like “what is our plan for getting to the shelter?” may not seem relevant now, but in the moment, you’ll wish you had the answer.

It may also seem unnecessary to practice this plan with your family, but that could be what saves your family when a hurricane strikes. When making your plan, take into account specific needs for each member, pets, etc so that evacuation is as seamless as it possibly can be.

Florida Hurricane damage claims

Prepare your property for Florida Hurricane Season

  • Keep in mind that hurricane force wind and other extreme weather conditions are a possibility, and this can leave fallen trees and branches around your home or even cause damage to your home. If there are already damaged trees on your property, get them removed before the damaging winds turn them into a projectile and cause catastrophic damage to your home.

  • For minimal hurricane damage, secure your property with protective tools to prevent damage. This should include your roof, windows, doors and garage. Strong winds can be a danger to of the above. Hurricane shutters are an excellent option. You should always secure loose tiles in the case of extreme weather, and make sure your doors are secure. 

  • Just in case your home is not evacuated, you’ll need to prepare for keeping your family protected in the home without power and other necessities. Invest a good generator that will be enough for your family when the power goes out. Don’t forget: Keep generators and other alternate power/heat sources outside and protected from moisture. It’s advised that you keep them at least 20 feet away from windows and doors in the case of strong winds.

  • Location is everything, hundreds of homes are on a waterfront property, and should be prepared for coastal flooding. If you are near the water, there is always the chance of storm surge flooding. Storm surge occurs when there’s a departure from normal tide levels. This can be as high as 25 feet in major hurricanes. In the event of storm surge flooding, stay informed and follow the advice of local emergency management. You might be ordered to evacuate.

  • Should you live in a mobile home, it’s imperative you seek safe shelter and evacuate as soon as possible. Hurricane force winds can easily damage or destroy mobile homes and other non-permanent structures, often moving them well away from their foundations. Take any important belongings and insurance documents with you for safekeeping.

Hurricane Insurance Claim Services

Contact Us If your property has been damaged by a major storm.  Have a public adjuster on speed dial If your home or business receives extensive damage from a major hurricane or tropical storm, filing an insurance claim is your next step. However, it’ll be wise to have a public adjuster who will work solely and exclusively for you. Public adjusters are trained to get you the payout you deserve.

In case of a major hurricane, have 305-396-9110 stored in your phone ( Stellar has 24/7 access to claim information Some public adjusters like Stellar Adjusting also have an extensive network of professionals from lawyers, contractors, real estate professionals, and loss consultants who all work together to provide the best possible service and get you the maximum payout you’re entitled to.


What Clients Are Saying About Us

I have full confidence in the team at Stellar and do not recommend that anyone file an insurance claim without them.

The insurance company is not on your side and they are not a good neighbor.

Stellar is on your side and they are in the neighborhood. Call them immediately when damage happens.

Marc C., Miami, FL

David has done multiple claims for our real estate company, as well as for myself and friends. Always exceeds expectations. Highly reliable, and completely on top of his game. Highly recommended.

Yossi K., Brooklyn, NY

Glad I hired them. Stellar Public Adjusting assisted in my water damage claim in my condo from my neighbors pipe. They really know there stuff when it comes to claims. They obtained way more than my insurance company initially offered. A very professional company.

Nicholas P., Miami Beach, FL

Worked with Stellar on a project involving a kitchen flood. They were always there to help & answer all the questions I had - and they reached a fair settlement with my insurance for me. I probably wouldn't have gotten half of what I did without them! I'd easily recommend them to anyone needing a Public Adjuster.

Philip O.

HIGHLY recommend Stellar Public Adjusting! Meticulously and professionally handled our claim, and stood by our side throughout the entire process! Thank you!


Friendly staff and work really hard to get what you deserve. I appreciate everything they did for me. Thank you again.

Vanessa R.
angies-list-reviews-public-adjuster-florida BBB stellar-public-adjuster